Karo Insurance Brokers Private Limited (hereinafter referred to as “Girnar” or “We” or “Us” or “Our”) welcomes you at ‘www.Karoinsure.com or mobile applications thereof accessible through various internet enabled smart devices (individually and collectively referred to as “Platform”) for providing access and choice to buy insurance products from various insurance companies, and related services and any offerings that are incidental and ancillary thereto (‘Services’), as available on the Platform. Girnar is not an insurance company but a licensed Insurance Broking Company holding a Broking licence from the Insurance Regulatory and Development Authority of India.